Hi, I’m Peggy. After more than a decade developing and delivering consumer-focused financial literacy programs, I began noticing a shift: students, adults, and educators were increasingly turning to AI to help navigate financial decisions—while most financial education content hadn’t yet caught up. Not because the field lacks expertise, but because financial education often reflects what’s worked in the past and AI has evolved quickly.

I’m a financial education specialist and instructional designer with a Master’s degree in e-learning, technology, and design. My work sits at the intersection of financial literacy, learning design and the real-world decisions people make with money—now often shaped by technology.

Over the past 20+ years, I’ve worked with nonprofits, higher education institutions, K–12 systems and other mission-driven organizations. My background includes teaching English abroad, supporting students navigating cross-cultural financial decisions and working with schools on website and ed-tech implementation. Together, these experiences inform how I approach each project.

I work with organizations to make curriculum, training, and product content clearer, more practical, and easier to use. I review and refine content so learners can better understand what’s being asked, why it matters, and how it connects to real situations—whether the goal is learning, compliance, adoption or behavior change.

My clients include school districts, workforce organizations, community colleges, nonprofits, credit unions and employers all advancing financial education. I support them in keeping that work current and accessible.

Based in Denver, I work locally and with organizations across the country.