Hi, I'm Peggy. After more than a decade developing and delivering financial education programs, I kept noticing the same thing: the world people navigate keeps changing faster than the way we teach it. Educators, coaches, and frontline staff were being asked to guide families through decisions the curriculum was never built for — and the gap kept widening.

Today that gap is especially clear with child savings accounts. Trump Accounts (Section 530A) put a one-time $1,000 federal seed within reach of every child born 2025 through 2028, stacking on top of 529 plans and state programs. It's a rare opportunity for families, but also brings up questions that frontline staff aren't yet equipped to answer. That's the work I focus on now: training the people who serve families to explain these accounts clearly, accurately, and in ways families can act on.

I'm a financial education specialist and instructional designer with a Master's degree in e-learning, technology, and design. My work sits at the intersection of financial literacy, learning design, and the real-world decisions people make with money. Rather than working with families directly, I train the trainers — equipping the educators, facilitators, and coaches your organization already relies on, so the expertise stays in-house with the people families know and trust.

Over the past 20+ years, I've worked with nonprofits, higher education institutions, K–12 systems, and other mission-driven organizations. My background includes teaching English abroad, supporting students navigating cross-cultural financial decisions, and working with schools on ed-tech implementation — experiences that shape how I approach each project, especially with immigrant, refugee, and multilingual communities. When it's useful, I also help organizations review and refine their financial education content so it's clearer, more practical, and easier to use.

My clients include school districts, workforce organizations, community colleges, nonprofits, credit unions, and employers advancing financial education. I help them keep that work current, accurate, and accessible.

Based in Denver, I work locally and with organizations across the country.